Friday, December 4, 2015

How to avoid getting victimized by ATM, credit card scammers

The Philippine National Police Bicol regional office headed by Police Chief Supt. Augusto M. Marquez Jr., acting regional director, has urged the Bicolanos to be more cautious in using their personal ATM and credit cards, especially this Yuletide season, in order for them not to be victims of scams.
Photo by jamorluk at Pixabay
(Public Domain)
“The technology now often used in different operandi by local and foreign syndicates easily steal and withdraw thousands of money using counterfeit bank cards and the least thing we can do is be alert and be vigilant,” Marquez said.

He cited the following types of ATM scams and some common tips on how to avoid these:

Skimmer — This scam involves a device that is installed into an ATM that can read one’s account information, including account number, PIN and balance.

Usually, Marquez said, these skimmers can hold up to 200 accounts worth of information at a time.

Shoulder Surfing — This low-tech scam involves observation techniques or some crafty tactics.

Some thieves install a fake keypad on top of a real one to record account information and pin numbers.

To capture more usable data to access someone’s account, they will also install a camera to record all other information – like your card number, the Bicol police official said.

Cash Trapping — A crook installs something to block the cash from dispensing out of an ATM machine.

A customer will then go inside the bank for help and will return to find the cash stolen by a thief, he added.

Phishing — An oldie but goodie that has had a resurgence this year with millions of lost email addresses.

“Phishing for your bank information occurs when a scammer sends an e-mail to a customer pretending to be a bank representative requesting you to update account information. The thief then uses this information to replicate an ATM card or withdraw money from a customer account via online banking,” Marquez said.

He enumerated the steps that one can always take to get away from these types of scam.

First, he said, the card holder should cover his password with his hand.

“A hidden camera is disguised so they can pick up your password, so better cover your password every time you withdraw or use an ATM,” Marquez said.

He urged the use familiar ATMs and limit one’s visits.

“ATMs in dimly lighted spots or used late at night could be more susceptible to fraud, while ATMs under video surveillance can be safer. Also, try to limit your visits because frequency is more risky,” he said.

The Bicol top cop advised ATM owners to check bank balances frequently or sign up for alerts and unusual withdrawals.

“Observe the ATM and be aware of your surrounding when using an ATM for security,” he said.

Marquez encouraged the Bicolanos to be vigilant, be calm and report any unscrupulous activities and other relevant and timely information to any nearest police stations or through social media (Twitter: @PRO5React, FB: Kasurog Bicol, or Dial 117 or text 2920 or CRMS hotline 09173097862). (PNA)

Thursday, December 3, 2015

Which presidential kids launched their own presidential bid?

In the history of Philippine elections, four children of former presidents launched their own bid for the presidency.

Photo via
Among the four who vied for presidency, two of them won: Presidents Gloria Macapagal-Arroyo (2004) and Benigno S. Aquino III (2010); while two lost: Senator Sergio Osmeña Jr. (1969) and Vice President Salvador H. Laurel (1992).

The first presidential child to become president was Gloria Macapagal-Arroyo, daughter of former President Diosdado Macapagal.

Arroyo ascended to presidency in 2001 when her predecessor, Joseph Estrada, was ousted through the Second EDSA Revolution (EDSA II).

Facing recurrent challenges to her legitimacy as President, Macapagal-Arroyo had the chance to win the presidency in her own right during the 2004 elections, amid allegations of vote-rigging and electoral fraud.

Succeeding Macapagal-Arroyo in 2010 was President Benigno Aquino III, son of former President Corazon Aquino.

Responding to the great clamor of many people upon his mother’s death, Aquino announced he would be a candidate in the 2010 presidential election with an anti-corruption platform.

Aquino was elected by a landslide and is currently serving as the 15th President of the Philippines.

Meanwhile, Sergio Osmeña Jr., the son and namesake of the late president, also ventured for presidency in the elections of 1961 but was on the losing side.

Wracked by internal conflicts and party intramural, Osmeña lost to President Ferdinand Marcos by almost two million votes.

Lastly, Salvador Laurel ran for president in the elections of 1992 as the head of the Nacionalista Party. He was the fifth son of the President of the Second Republic, Jose P. Laurel.

Laurel contested with six other candidates but lost to Corazon Aquino’s favored successor, Fidel V. Ramos.—by Filane Mikee Z. Cervantes, PNA

Wednesday, December 2, 2015

Bicol Medical Center chief warns youth against HIV/AIDS

NAGA CITY—Bicol Medical Center Chief Dr. Marla Litam called on Naga City's youth to be vigilant against HIV/AIDS on the commemoration of World AIDS Day at Plaza Quince Martires Tuesday night.

World AIDS Day 2015 in Naga City
Photo by Oscar Esmenda
Litam said the members of the youth, who comprised a majority of the crowd at the event, need to arm themselves with knowledge and avoid the risks that are associated with the virus that gradually attacks the immune system.

She also called on the group to remember the victims of HIV/AIDS, which is on the rise, according to most recent data.

Also present in the event was Councilor Cecilia V. De Asis, who created the Naga City Multi-sectoral STI/HIV/AIDS Council.

The group of students and young professionals trooped to the plaza with balloons and candles for the awareness event.—BICOLSTANDARD.COM. Pirming enot. Pirming bago.

World AIDS Day 2015 in Naga City
Photo by Oscar Esmenda

BMC's Dr. Marla Litam


IN PHOTOS | Naga City's Kamundagan Festival Parade

Naga City's annual Kamundagan Festival parade sets the month's festive mood as lights and lanterns illuminate the city streets. (PHOTOS BY OSCAR ESMENDA/BICOLSTANDARD.COM)









Christmas parade lights up Naga City's streets

NAGA CITY—Christmas lanterns and floats crafted by residents of the 27 barangays lit up the city streets on first night of December.

This lantern features an image of Our Lady of Penafrancia at the center.
Photo by Oscar Esmenda/BICOLSTANDARD.COM
The parade, which is held along with the lighting of the giant Christmas tree and the plaza lights, signals the start of the city's celebration of the Kamundagan Festival.

This year's concept is "Puti asin Bulawan," which according to the LGU's Facebook page, "captures Naga's celebration of its rebirth as a city of good governance, and remarkable achievement as the country's most competitive component city."—BICOLSTANDARD.COM

See more photos here.

Naga City's giant Christmas tree
Photo by Oscar Esmenda/BICOLSTANDARD.COM

Tuesday, December 1, 2015

12 Bicol grads top LET

NAGA CITY—Twelve graduates of schools in the Bicol region notched the top places in the Elementary and Secondary Levels of the Examination for Teachers (LET) given last September, the  Professional Regulation Commission (PRC) announced on Monday.

They include:





The PRC said 34,010 secondary teachers out of 81,463 examinees, or 41.75%, passed the licensure exam.—BICOLSTANDARD.COM

PNP files charges vs. EmGoldex

QUEZON CITY—The PNP, through the Anti-Fraud and Commercial Crimes Unit (AFCCU) Criminal Investigation and Detection Group (CIDG) filed two (2) separate cases last Thursday and Friday, 26 and 27 November 2015, before the Quezon City Prosecutors Office and Manila Prosecutors Office against seven individual suspects involved in the alleged global EmGoldex scam for violation of PD 1689 in relation to Art. 315 of the Revised Penal Code (RPC), also known as Syndicated Estafa.

The respondents, Mr. Kevin del Mundo Miranda, Mr. Ryan Manuit, Mr. Charles Juiz Padilla, Mr. Raahbel Ymas, Mr. John Rafael Calicdan, Mr. Jose Victorio Cajita, and Mr. Paul Alviar are alleged incorporators of Prosperous Infinite Philippines Holdings, Corp. (PIPHC) which was registered with the Securities and Exchange Commission (SEC) sometime on August 2015 to aid and assist Global InterGold (GIG) investors who were unable to obtain a return on their investment. GIG was the new entity created after SEC issued advisories against Emgoldex. The SEC maintains that both EmGoldex and GIG are not SEC-registered corporations.

According to AFCCU Acting Chief Police Superintendent Bowenn Joey M. Masauding, AFCCU-CIDG has filed the complaint of PO3 Lenin T. Guinit on Thursday (November 26) for Violation of PD 1689 in relation to Article 315 of the RPC (Syndicated ESTAFA) before the Quezon City Prosecutors Office while on Friday (November 27) AFCCU filed the complaint of PO2 Josegelio F Dayrit III for the same criminal offense before the City Prosecutors Office of Manila against the same respondents.

Initial investigation reports estimate that the Emgoldex investment scheme has amassed hundreds of millions of pesos mostly from young working Filipinos and OFWs, done mostly in online transactions thru Facebook and other social media websites. Crimes committed in cyberspace and through the use of information and communication technologies are imposed the higher penalties as mandated by the Cyber Crime Prevention Act of 2012.

Several alleged victims filed formal complaints on November 2, 2015 to the Special Investigation Task Group (SITG) detailing how they became victims of EMGOLDEX/GIG and PIPHC. Thereafter, they executed sworn statements accusing the respondents of duping and defrauding them of their hard-earned money by way of illegal offering of securities and online solicitation of investments.

As the investigation proceeded, more victims have come forward to authorities to file cases against the respondentss. The NBI is also expected to file more cases against this investment scam.

The filing of the syndicated estafa cases by the PNP, the issuance of a Cease and Desist Order (CDO) by the SEC last 5 November 2015, and the filing of the two (2) separate cases by the SEC last 6 November 2015 before the Department of Justice (DOJ) against the same respondents for violations of Section 8 and 28 of the Securities and Regulation Code (SRC) are products of the months of investigation by the DILG, PNP, NBI, and SEC.

Under Sec. 1 of PD 1689, the elements of Syndicated Estafa are: a) estafa or other forms of swindling defined in Art. 315 and 316 of the RPC is committed; b) the estafa or swindling is committed by a syndicate of five or more persons; and c) defraudation results in the misappropriaton of moneys contributed by stockholders, or members of rural banks, cooperatives, samahang nayons, or farmer associations or of funds solicited by corporations/associations from the general public.

With the close cooperation of DILG Secretary Mel Senen S. Sarmiento, PNP Chief Ricardo C. Marquez and SEC Chairperson Teresita Herbosa, EmGoldex conspirators are facing additional criminal charges and long-term imprisonment. After the filing of said criminal charges, SEC brought the case in the attention of Anti-Money Laundering Council (AMLC) for their appropriate action. Due to the Whole of Government Approach undertaken by the Aquino administration, the Philippine economy maintains its strong economic growth with its focus on anti-corruption and good governance reforms. (PNP-PIO)

Monday, November 30, 2015

Italian national, 2ng iba iba pa, gadan sa aksidente

Sarong Italian National asin duwang iba pa an nagadan sa barangaan nin mga awto sa Maharlika Highway sa barangay Busay, Daraga Albay kan sarong aldaw, sabi sa report kan pulis.

An mga binawian nin buhay iyo sinda Carol Lopez, 43 anyos, may agom asin residente kan barangay Bonoy sa Legazpi City asin sarong may pangaran Juvan, na pahenante sa truck, hale sa Barangay Putiao, Pilar, Sorsogon.

An duwang mga victima, pigdeclarar na mayo nan in buhay kan sinda darahon sa Bicol Regional Training and Teaching Hospital, sa Legazpi City.

Si Romas Tognolio, 42 anyos, may agom, sarong Italian national nagadan poco mas o menos ala una nin aga, kan Sabado, mantang pig bubulong sa hospital, sabi ni Sr Inspector Malu Calubaquib, an spokesperson kan PNP sa Bicol.

An victima nag sufrir nin tama sa saiyang payo asin sa lawas, sabi kan nag asikasong doctor sa victima.

Afuera sainda, may walo pang ibang personas an nagkarulugadan na dinara sa mga hospital sa Albay.

Sinabi ni Calubaquib na an truck na may plate number na WKC 634 cargado nin baybay asin graba asin pig mamaneho ni Samson Loterte, 56 anyos, binudalan an hurihan na parte kan Izusu passenger utility jeep na pig mamaneho ni Warren Magdasoc, 35 anyos.

Nawaran nin control an PUJ kan ini mabundol kan truck, na nakataltal sa pasiring sa sarong parte kan tinampo, dangan nagka-suagan an sarong kotse, na Muisubishi Montero (WBQ 946) na pig mamaneho ni Tognolio. Pasahero kan awtong ini si Lopez.

Sabi kan mga imbestigador an truck na may cargang baybay asin greaba asin an Izusu jeep nagdadalagan sa Maharlika Highway pasiring sa banwaan kan Daraga mantang an Montero SUC asin an Isuzu trick nagdadalagan na kasabatan ninda pasiring sa banwaan kan Camalig.—BICOLSTANDARD.COM

Seafarers Protection Act, a legislative milestone

ANGKLA Party-list Rep. Jesulito A. Manalo declared that President Benigno Aquino’s signing of Republic Act 10706 is another major feat for the Filipino seafarers.

ANGKLA Party-list Rep. Jesulito A. Manalo
“Barely two months after being sworn into office in 2013, we started our quest for the protection of seafarers’ rights, particularly with respect to their monetary claims. The November 26th signing into law is truly a legislative milestone for the seafaring sector,” Manalo, who represents the Filipino seafarers in Congress, stated.

The newly signed Law, initiated by ANGKLA, fundamentally seeks to safeguard Filipino seafarers’ labor claims arising from their illnesses, accidents, or in worst cases, even death, against unconscionable legal fees imposed and collected by unscrupulous individuals.

Noting the numerous alarming stories about the deleterious practice of some lawyers and/or other individuals who charge seafarers unconscionable legal fees from a range of 30% to a soar of 60% led ANGKLA to persistently move for the bill’s immediate passage, Manalo said.

Seafarers working on-board international fleets are known to be awarded hefty compensation and benefit packages by reason of the many risks involved while they work in high seas.  This in turn makes seafarers easy prey for ambulance chasing, with legal practitioners having considerable interest in their monetary benefits, he added.

“While the Code of Professional Responsibility of Lawyers prohibits ambulance chasing, there is no direct statutory provision which expressly prohibits this abominable practice,” the principal author said.

Rectifying this gap, the new law then makes it unlawful for individuals to engage in ambulance chasing who, through questionable schemes take undue advantage of seafarers in their legal pursuit for injuries and sickness benefits. In order to seriously curb the unreasonable imposition of these fees, the measure now puts a cap on the total fees that lawyers or persons representing the seafarer may collect, to an amount not exceeding 10% of the benefit awarded to the seafarer or his family.

An individual found to be in violation of the new statute shall be meted a penalty of a fine of not less than P50,000 but not more than P100,000, or by imprisonment of one year but not more than 2 years, or both fine and imprisonment.

On a national scale, Manalo said, Filipino seafarers onboard international fleets, have greatly contributed to the country’s social economic progress, so that in 2014 alone, their contributions amounted to USD5.6 billion out of the USD24.3 billion dollars aggregate OFW remittances or more than 20% thereof.

Thus, the ANKLA Law finds greater relevance, as Hon. Manalo expounded: “[t]he truth is, the adverse effects of ambulance chasing cascade down to the people and our economy. Sadly, ambulance chasers go at lengths to push seafarers to file labor cases against their foreign employers, claiming for benefits even beyond the claims they are actually entitled to.  This then leads foreign ship owners to no longer re-employ Filipino maritime professionals, and this possible decline in these employment opportunities can lead to the reduction, if not loss of the annual billion dollar remittances they bring into the country.”

Priest slaps Tallado with DQ case

DAET, Camarines Norte—A local priest has struck incumbent governor and gubernatorial aspirant Edgardo "Egay" Tallado with a disqualification case over a sex scandal and an allegation of violation of term limits.

Camarines Norte Governor Edgardo "Egay" Tallado
Photo grabbed from Tallado's Facebook account
Fr. Sofronio Albania, a member of the Apostolic Catholic Church Of Divine Trinity Missionary International, alleged that Tallado disgraced the province due to said scandal, which involved him and an alleged mistress last year.

Albania further said that the governor would be violating the three-term limit set by Comelec if he wins in next year's polls, referring to a 2010 case that questioned whether Tallado was the duly-elected provincial chief executive.

It would be recalled that in November last year, Albania was among the members of a multi-sectoral group that launched a protest against the governor for the same allegations.

Tallado's camp, meanwhile, has yet to issue an official statement on the development as of the time of this writing.—BICOLSTANDARD.COM

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